RSSLow interest credit cards
May 11
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With so many companies and banks offering several different styles and types of cards, it is good to know the basics about how credit cards work so you can find out what type of card would work best for you. Several cards offer an introductory interest rate, which can be as low as 0% on purchases for up to the first 12 months of your card’s use. Banks such as Citi, Chase, and American Express offer many varieties of cards including some with this illustrious introductory offer.
However, once this initial period of your card expires, you’re subject to a “Purchase APR” interest rate. APR stands for Annual Percentage Rate. This number can be quite high, or low, usually depending on your credit score. A fairly low interest credit cards APR is around 9% or lower.
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